Managing a housing estate means taking responsibility for more than just the homes themselves. Shared spaces – such as pathways, playgrounds, green areas, car parks and private roads – can be costly if things go wrong.
FlatGuard Estates provides specialist estate management insurance to protect these communal areas from damage, accidents, and liability claims.
FlatGuard Estates is a tailored policy designed for housing estates and residential developments with shared facilities. It protects the land, structures, and activities that keep your estate running smoothly, including:
With premiums starting from just £305, it’s competitively priced protection backed by a multi award-winning property insurance team.
Is It a lease or covenant requirement?
Many residential leases and TP1 covenants linked to estate rent charges require adequate insurance for communal areas. Without the correct cover in place, you risk:
FlatGuard Estates helps ensure you can manage your estate confidently.
FlatGuard Estates provides protection against:
Whether you manage a new development or an established estate, this cover is a vital safeguard against unexpected risks.
Without specialist cover, a single incident – such as a damaged gate, injured visitor, or faulty drainage – could leave your estate facing thousands in repair bills or liability claims and could negatively impact future annual budgets. FlatGuard Estates ensures you’re fully protected.
We’ll review your estate’s needs and arrange tailored cover quickly and securely.
